Eenmanszaak and V.O.F.
You keep your own books, or you want your bookkeeper to be able to check them without a fuss. Owner's drawings and contributions are already there.
Who it is for
For anybody who has to keep books on Curaçao
Bon Buku knows the difference between an eenmanszaak and a B.V., and adjusts the accounts, the calendar and the deadlines accordingly. You do not have to build the law yourself.
B.V. and N.V.
Invoices, OB, bank, and the figures your accountant needs for the jaarrekening under BW art. 2:15.
Bookkeeping practices
Several clients, each in their own walled-off set of books, and one overview of what has to happen for whom.
In development
What it does
Everything your books need, and nothing the law means differently
Every part posts to the same general ledger. That is why your OB return always ties back to your bookkeeping.
Art. 44 invoices
Every required field, a number with no gaps, FACTUUR and KOPIE FACTUUR, and the OB in XCG — even on an invoice in dollars.
Your OB return, ready
Out of your entries, per rate, with nil returns, and every figure traceable to the posting that made it.
Compliance calendar
The 15th of the month, moved to the next working day, taking every Curaçao public holiday into account.
Import and reconcile your bank
Import your MCB statement. Bon Buku proposes the entry; you approve it. Exchange differences are posted automatically.
Purchases and receipts
Photograph a receipt with your phone. OB on purchases is posted as a cost, because on Curaçao you cannot deduct it.
Daily takings from your till
Your Shopify POS turnover lands in your books day by day, per rate and per cost centre.
Reports
Balance sheet, profit and loss account, trial balance and general ledger, at any date, exportable for your accountant.
Nothing disappears
You do not quietly change a posted entry. You correct it with a reversal or a credit note, so everything stays traceable.
Payroll
Wage tax and premiums for 2026, including the youth exemption of Lei di Bion. The verzamelloonstaat is still to come.
In development
Why Bon Buku
Built for here, not adapted for here
- OB is not VAT
- On Curaçao you cannot deduct the OB you pay on purchases. A package built for VAT posts it as a receivable. Bon Buku posts it as a cost, the way the law intends.
- Your deadlines on time
- Karnavalsmaandag, Dia di Pais Kòrsou, Koninkrijksdag: the calendar knows them and moves your deadline with them. A month with no turnover still gets its nil return.
- An invoice that is correct
- Bon Buku refuses to issue an invoice while a required field from art. 44 lid 5 is missing. Better a message now than a correction later.
- Your data in Amsterdam
- The server is in the EU. CRIB numbers and bank account numbers are stored encrypted and masked on screen.
FACTUUR
2027-000001
Arcane VR
CRIB [volgt]
CRIB [volgt]
| VR session, 2 people | US$ 50.00 |
| Lounge, drinks | US$ 12.00 |
| OB 9% | US$ 5.58 |
| Amount due | US$ 67.58 |
OB in XCG: Cg 9.99 (rate 1 USD = 1.79 XCG, a fixed peg). That is how it appears on every invoice in a foreign currency, as art. 44 lid 7 requires.
Switching
From QuickBooks or Excel to Bon Buku, on 1 January
A clean start at the beginning of the financial year. You keep your old years as an export: the ten-year retention is about being readable, not about staying in the same package.
Set up your company
Legal form, CRIB, KvK and SVB. Bon Buku explains why it asks each question and where to find the answer.
Enter your opening balance
Download the chart of accounts as a template, fill it in from your old package and import it. A balance that does not balance is refused, not written off.
Get on with the work
Import your bank, write your invoices, and watch your OB return build itself. Your bookkeeper looks on with a login of their own.
Pricing
Most chosen
One fixed price a month, with no surprises
Every plan has all the statutory features. You pay for the size of your business, not for the compliance.
Start
An eenmanszaak or V.O.F. with no staff
XCG
59
/ month
- Art. 44 invoices and credit notes
- OB return and compliance calendar
- Bank import and reconciliation
- Receipts and purchase invoices
- Balance sheet, P&L, trial balance
- 1 user + your bookkeeper
Groei
A business with staff, a till or more than one currency
XCG
129
/ month
includes 5 employees, then XCG 9 per employee
- Everything in Start
- Daily takings from Shopify POS
- Cost centres and several bank accounts
- Payroll, as soon as it is available
- Up to 5 users + your bookkeeper
Kantoor
Bookkeeping practices with several clients
from XCG
35
/ client / month
volume discount from 20 clients
- Each client in their own walled-off set of books
- One login for all your clients
- Deadlines across every client in one view
- Your client can look on, with a role of their own
Indicative rates, subject to change. Pay yearly and you get two months free. No set-up fee, cancel monthly. Amounts exclude 6% OB.
Compare
What you would otherwise arrange yourself
An international package is built for VAT or sales tax. Excel knows no rules. Bon Buku starts from the law of Curaçao.
| Feature | Bon Buku | International package | Excel |
|---|---|---|---|
| OB on purchases as a cost | By default | Configure it yourself | By hand |
| Art. 44 fields, OB in XCG | Enforced | Partly, with your own template | By hand |
| Deadlines with Curaçao holidays | Built in | Not there | Not there |
| Invoice numbers with no gaps | Guaranteed | Usually | Keep track yourself |
| Posted is posted | Yes, with an audit trail | Depends on the settings | No |
| Price | from XCG 59 | from about XCG 68 (US$ 38), in dollars | free, plus your time |
Questions
What business owners ask us
Is OB the same as VAT?
No. On Curaçao the omzetbelasting is a turnover tax with no deduction of input tax. The OB you pay on purchases is a cost. Bon Buku therefore posts it to an expense account and never as a receivable.
Can I switch from QuickBooks?
Yes. You bring your opening balance across as at 1 January using a template. You export your old years from QuickBooks and keep them for ten years, as ALL art. 43 requires.
Does Bon Buku file my return?
No. The tax authority's portal has no integration. Bon Buku prepares your return, with every figure traceable to your entries, so you can copy it across in a few minutes. You then mark it as filed.
Does it work with my till?
Bon Buku reads the daily takings from Shopify POS. It does not issue kassabonnen itself. Whether your business needs an approved fiscal register depends on what you do; for hospitality it is the rule. Ask your accountant.
Do I have to keep my paper receipts?
A scan may replace the paper under conditions (BW art. 2:15 lid 4 and art. 3:15i): scanned completely and legibly, and accessible for ten years. The balance sheet signed on paper and original deeds you do keep.
Where is my data?
On a server in Amsterdam, inside the EU. CRIB and bank account numbers are stored encrypted. Every set of books is walled off from every other one in the database itself.
Can my bookkeeper look on?
Yes, with a login of their own on your books. You decide which role they get.
Does Bon Buku do payroll?
That is in development. The calculation of wage tax and premiums for 2026 is there, including the youth exemption of Lei di Bion. The verzamelloonstaat is still to come.
And my income tax?
That is not in the calendar yet. For now, put that deadline in your own diary. We would rather say so than let an empty space look like completeness.
When can I start?
We are opening Bon Buku in stages. Request a demo or join the waiting list, and we will get in touch.
Let us show you
In half an hour we go through your own situation together: your legal form, your till, your bank and your OB. You get a quote afterwards.
- No obligation
- In Dutch, English or Papiamentu
- Online, or at your premises on Curaçao
Would you rather join the waiting list first?